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Stephen Colbert, Monica Lewinsky among celebs who tell their #FirstSevenJobs

Maybe you're working in a position with a company you love. Maybe you have dreams to fulfill another passion in another line of work.

The good news is: Even celebrities had to pay their dues to get where they are today. 

>> Read more trending stories  

According to Time, Twitter user @mariancall asked social media users, "What were your first 7 jobs?"

She then listed her first seven jobs which included "babysitting, janitorial, slinging coffee, yard work, writing radio news, voice-overs (and) data entry/secretarial."

Hundreds of internet users, including many local and international celebrities, responded to the question, igniting the hashtags #firstsevenjobs and #first7jobs. 'Hamilton' creator Lin-Manuel Miranda, Golden State Warriors owner Chamath Palihapitiya, singers Christina Perri and Regina Spektor, comedian and W. Kamau Bell and Monica Lewinsky are among those who responded.

<iframe src="//storify.com/cmgnationalnews/firstsevenjobs/embed?header=none&amp;border=false" width="100%" height="750" frameborder="no" allowtransparency="true"></iframe><script src="//storify.com/cmgnationalnews/firstsevenjobs.js?header=none&amp;border=false"></script>[View the story "#FirstSevenJobs" on Storify]

Self-employed? 8 keys to getting approved for a mortgage

Your office might be a built-in desk in the corner of a spare bedroom, a downtown co-working  space — or the front seat of your pickup. The Bureau of Labor Statistics reports there are 15 million self-employed workers in America living the dream, being their own boss. Sure, it can be a struggle, but there is great satisfaction in seeing your very own business grow from a sketch on paper to profitability.

Until you try to get a home loan. Self-employed people have to work harder to score a mortgage. Here’s how to crack the code on getting the credit you deserve.

Get Advice from a Mortgage Expert Documentation is the difference

For the self-employed, the actual loan process is the same as for others, says Jason van den Brand, co-founder and CEO of online mortgage company Lenda.

“You’re still going to start with a rate quote, you’re still going to fill out an application, you’re still going to sign paperwork, and you’re still going to be required to provide documentation,” he says.

Down payment, debt-to-income and credit requirements are the same, but, van den Brand says, the difference in documentation requirements is significant. While employed applicants provide W-2 forms as proof of income, self-employed borrowers will need to show their 1040 tax returns, including all schedules.

“That’s where it gets tricky,” van den Brand says. Typically, self-employed tax filers write off a bunch of expenses that W-2 employees can’t. “And so their actual net income after all the write-offs actually is a lot lower than it would be otherwise.”

That makes it harder to qualify for a mortgage, because it hurts your debt-to-income ratio. The key is to show a net income, after write-offs, that meets the debt-to-income ratio that lenders prefer, usually ranging from 36% to 43%.

You may pay more for your mortgage

Because some lenders consider self-employed applicants to be higher-risk borrowers, you may pay more for your mortgage, says Mazyar M. Hedayat, a real estate attorney and former title company owner in Romeoville, Illinois.

“If you’re a self-employed borrower, you have to make a decision,” Hedayat says. “Are you prepared to pay a little extra for the money, in a slightly higher interest rate? My answer to that is that it usually is worthwhile because good credit leads to good credit.” With a solid payment history, you might be able to refinance at a lower rate later.

Improve your odds of being approved

Hedayat and van den Brand say that if you’re self-employed, you can make several moves to enhance your chances of getting a home loan:

  1. Register and license your business.
  2. Pay yourself a W-2 wage rather than an owner’s draw.
  3. Lower your debt load.
  4. Reduce your tax deductions.
  5. Keep separate business and personal accounts.
  6. Maintain good records. Van den Brand suggests using tools like QuickBooks to help track and classify income and expenses — and to generate a profit and loss statement, which lenders often require from sole proprietors.
  7. Consider making a larger down payment, perhaps by tapping your IRA or 401(k).
  8. Consider working with another small business, such as a local credit union or mortgage company, Hedayat says. That’s where you could benefit from a factor rarely in play in lending today: a relationship.
It’s not impossible

“If you’re self-employed, you have to acknowledge that the reality is you’re starting at a disadvantage,” Hedayat says. “It’s part of the price you pay for calling your own shots, for being your own boss.”

Getting approved for a mortgage may be a hard task, but it’s not impossible. In fact, van den Brand says that in an average month, 22% to 24% of the mortgage loans Lenda makes are to self-employed borrowers.

Find the Best Real Estate Agent

More from NerdWallet Compare mortgage rates Find a mortgage broker How much house can I afford?

Hal Bundrick is a staff writer at NerdWallet, a personal finance website. Email: hal@nerdwallet.com. Twitter: @halmbundrick.

This article was written by NerdWallet and was originally published by Redfin.

Man walks 16 miles daily for 2 jobs, gets free car

A New Hampshire man was applauded for his hard work after a customer he served wrote about him in a Facebook post.

>> Read more trending stories 

Kyle Bigler was working at a Dunkin Donuts in Belmont, New Hampshire when Joanna Griffiths snapped a photo of him while he was working the drive-thru.

"He knows my coffee. He knows everybody's coffee. You just walk in and he's so personable and he's so kind," Griffiths told WBIN.

Griffiths snapped the photo after seeing Bigler twice in one day. She said she saw him at 7:30 a.m. when she purchased a coffee at Dunkin Donuts and again at 10:45 p.m. at a convenience store 8.5 miles away. According to Griffiths, she saw Bigler walking to the convenience store earlier in the day, but she couldn't give him a ride or else she would be late to work.

"I stopped at the Big Apple (convenience store) on my way home... to see if he could use a lift home while I grabbed gas, but he politely declined stating he worked another 3+ hours closing," she wrote on Facebook.

"I was like, 'What are you doing here? You were working at 7:30 this morning. Was that you walking?' And he was like, 'Yup,'" Griffiths said.

During the following days, Griffiths told Bigler she was going to take a picture of him to post on social media. 

"I came through the drive-thru (at Dunkin Donuts) and I took a picture of him and I said, 'I'm going to make you famous,' and he goes, 'Yeah, right, cause of my crazy hair or something?’" Griffiths said.

I felt the need to share this with all of you, and perhaps make this man go viral. Last week I got an iced coffee at...Posted by Joanna Griffiths on Wednesday, July 6, 2016

Bigler told WBIN that he works 20-hour shifts straight on Sundays and Mondays. He walks a total of approximately 16 miles to get to both jobs. He said he did what he had to do to see his son and to pay his bills.

As a result of Griffiths' Facebook post, which was shared more than 20,000 times, reached Autoserv of Tilton, New Hampshire.

"I thought we probably have a couple cars here that we could just donate to him so he doesn't have to walk 20 miles a day," said Ryan Parks, a sales manager at Autoserv.

The car dealership gifted Bigler a 2005 Honda Accord.

"He persevered through two minimum wage jobs," Griffiths said. "You know, it doesn't matter what job you're at, as long as you try hard and do your best you can make it."

Good evening everyone, I am sharing this post with the utmost gratitude and fullfillment in my heart. As many of you...Posted by Joanna Griffiths on Tuesday, July 12, 2016

These jobs pay $100,000 and more

Dallas Police Department sees spike in applications after Chief David Brown's 'We're hiring' message

Video includes clips from MSNBC, KTVT, WFAA and KXAS and images from Getty Images.

The Dallas Police Department is being inundated with job applicants after the police chief told protesters earlier this week that the agency was hiring. 

"Don't be a part of the problem. We're hiring. We're hiring. Get off that protest line and put an application in," Dallas Police Chief David Brown said at a news conference on Monday.

Brown's remarks came days after the deaths of Alton Sterling of Louisiana, Philando Castile of Minnesota and five Dallas police officers who were working during a protest on July 7.

>> Twitter wants Dallas Police Chief David Brown to run for president

Hours after Brown's news conference ended, a post on the Dallas Police Department recruiting Facebook page thanked people for their interest in applying.

Thank you for everyone's interest in wanting to apply with our department. We will respond to all calls and emails as soon as possible. Thank you!Posted by Dallas Police Department Recruiting on Monday, July 11, 2016

WFAA reported that the department’s recruiting team "has received a flood of calls," and potential applicants have sent the team messages and arrived in person to learn more.

The influx of interest is a good thing for a department that has struggled to recruit in recent years. The Dallas Morning News said it could be because nearby cities offer much more attractive salaries for their officers. 

>> Read more trending stories  

Officer recruitment isn't an issue only in Dallas. Cities across the nation have struggled to bring on new staff amid ever-tightening budgets and increasing tensions.

<iframe width="390" height="219" src="https://www.youtube.com/embed/oaf-blyQf2E" frameborder="0" allowfullscreen></iframe>

But in the wake of the targeted violence in Dallas, the department chief's leadership has been lauded nationally and his officers have been hailed as heroes.  

"When the bullets started flying, the men and women of the Dallas police, they did not flinch, and they did not react recklessly. They showed incredible restraint," President Obama said. 

Democrats to make $15 minimum wage part of party message

Bernie Sanders' camp landed a major policy victory Friday as Democrats amended their party platform to include a $15-an-hour federal minimum wage.

"My fellow Democrats and madam chair, raising the federal minimum wage sets the moral standard in this country," former Ohio state Sen. Nina Turner said Friday.

>> Read more trending stories  

As Democrats meet and set their policy agendas ahead of the Democratic National Convention later this month, that's a significant shift for Hillary Clinton.

The presumptive Democratic presidential nominee's previous stance was for a $12 minimum wage.

"They are now required to have a $7.25 minimum wage, so to go from that to $12 is a big leap," Clinton previously told CNN.

In the platform amendment Friday, Democrats praised the movement to gradually increase minimum wages in New York and California -- a movement Sanders made a hallmark of his presidential run.

"(We) need at least $15 an hour," Sanders said at a rally in July 2015.

"We've got to end the starvation minimum wage of $7.25 and raise it to $15," he said during a debate with Clinton in April.

"If somebody works 40 hours a week in the United States of America, that person should not be living in poverty," Sanders told Iowa Public Television in September. "That's what a $15 minimum wage would do."

But shortly after the minimum wage proposal sailed through unchallenged, two other Sanders-backed amendments to expand Social Security got shot down. So while Clinton and Sanders are negotiating, they're not entirely on the same page.

Speculation is growing that Sanders will endorse Clinton soon, possibly as soon as this coming week.

<iframe width="390" height="219" src="https://www.youtube.com/embed/tF3AI6gfSzw" frameborder="0" allowfullscreen></iframe>

This video includes clips from KERO and Bernie 2016. Music provided courtesy of APM Music.

Canadian woman fired after having severe allergic reaction while at work

A Canadian woman was fired from her job after suffering an allergic reaction while she was at work. 

>> Read more trending stories  

Danielle Duperreault, 18, a former sales associate at an Urban Planet retailer, said she came in contact with bell peppers, to which she is "severely allergic to" while on the clock at the store. 

"I called a manager upstairs and one came up asking me what was wrong, at that point my airway was already closing," Duperreault wrote in a message on Facebook. "She proceeded to show a tremendous amount of attitude. I did not have an epi pen on me at the time because mine was expired and I needed to get a prescription for a new one. So she told me to go look in my car then proceeded to of wander off."

Duperreault said she became faint, nauseous and light-headed. Concerned co-workers asked how they could help her, and ultimately, one co-worker rused her to a medical clinic, where she received epinephrine. 

"My throat had almost completely closed and I nearly passed out due to lack of oxygen," Duperreault wrote. "The doctors said if I would have waited another ten minutes I would be dead."

Later, while Duperreault was in an ambulance, her supervisor texted her. Instead of asking how she was doing, the supervisor fired her. 

"I gave your shifts away this week, and unfortunately, I won't be scheduling you any longer," the boss wrote in a text message that Duperreault posted online. "We will mail your last pay stub to you. Take care, wish you all the best." 

"I feel like I was fired for having another allergic reaction because I had another one before, but it went really well because I had my EpiPen with me," Duperreault, who had been working at the retailer for two months, told CBC. "Everything was calm and cool and I went to the hospital. This one was handled terribly."

The supervisor also fired the co-worker who took Duperreault to the clinic, according to the post.

But Duperreault's post didn't seem to be filled with anger toward the supervisor. She said her aim was to "raise awareness about allergies in the workplace."

"I firmly believe that there should always be an epi pen on hand in every store," Duperreault wrote. "Who knows if a customer needs one in an emergency or someone who doesn't know they have allergies and doesn't own an epi pen. And frankly everyone I talked to about this believes that if she seen a customer in peril, she'd jump in to help... There should be training on how to administer an epi pen, how to handle a situation like that, and how to deal with the after math."

Y.M. Inc., the parent company of Urban Planet, told BuzzFeed that the CEO apologized to Duperreault for the incident. "We have thoroughly investigated this. Simply put, the actions were unacceptable," a spokesperson said. "We take very seriously the health and well-being of all our employees. We have reached out to Ms. Duperreault and we would ask for everyone's patience as we work through this situation."

Dupperreault told CBC News the company has promised to pay her until she finds a new job.

"That’s more than I could’ve asked for," she said.

The original post has been shared nearly 18,000 times.

Posted by Danielle Duperreault on Thursday, June 23, 2016

I got fired today, from Urban Planet. And you all would probably think it would be over tardiness or not doing my job...Posted by Danielle Duperreault on Monday, June 20, 2016

These are the companies people really want to work for

Coca-Cola is one of the top places where people want to work, according to LinkedIn, the networking website for professionals.

>> Read more trending stories  

The Atlanta-based beverage giant came in at No. 20 on LinkedIn’s list of 40 companies that are best at attracting and keeping top talent.

Coca-Cola was cited for its plan to soon offer six weeks paid leave to all new parents, among other benefits.

LinkedIn judged companies on how long employees stick around, interest of non-employees to connect with a company’s employees through LinkedIn and the number of views on a corporation’s career page, among other criteria.

Google was No. 1 on the list, followed by 2. Salesforce, 3. Facebook, 4. Apple and No. 5 Amazon.

The others: No. 6 Uber, No. 7 Microsoft, No. 8 Tesla and No. 9 Twitter. Airbnb and Netflix also made it into the top 20.

See the full list here.

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